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Independent European directory

Discover investment account providers. Track the rollout of Savings & Investment Accounts.

Compare relevant regulated investment platforms by market and follow how the European Savings and Investment Account category develops. Providers shown here are not automatically official SIA providers unless explicitly verified.

Provider directory

Investment platforms relevant to the emerging SIA category

These providers already offer investment-account capabilities in European markets. Inclusion does not mean that a provider currently offers an EU-designated Savings and Investment Account.


Trade Republic

European digital savings and investment platform with stocks, ETFs and other investment products.

SIA status: not claimed.

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Scalable Capital

Digital broker and investment platform with ETF savings plans, shares, funds and wealth capabilities.

SIA status: not claimed.

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flatex

Online broker providing access to securities, ETFs, funds and investment-account services.

SIA status: not claimed.

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comdirect

Direct-bank and brokerage platform offering securities accounts, funds, ETFs and savings plans.

SIA status: not claimed.

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SMARTBROKER+

German investment platform providing securities trading and savings-plan functionality.

SIA status: not claimed.

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Affiliate disclosure: Some outbound links may be replaced by affiliate tracking links after partnership approval. Commercial relationships do not determine directory inclusion, ranking or SIA status.

Implementation monitor

European SIA Tracker

The EU framework encourages Member States to establish or improve Savings and Investment Accounts, while implementation, tax treatment and product design remain country-specific.

EU framework

Recommendation stage
EU policy encourages simple investment-account structures for retail investors.

National implementation

Country-specific
Tax incentives, eligibility and account design may differ between Member States.

Provider verification

Evidence required
“SIA available” will only be shown after a corresponding provider product is verified.

How the category works

From household savings to productive investment

Savings and Investment Accounts are intended as accessible gateways to capital-market investing. The underlying investments can include instruments such as shares, bonds and funds, while regulated providers remain responsible for applicable customer and investor-protection requirements.

Simple access

Digital entry into diversified capital-market investing.

Investment choice

Potential access to funds, shares, bonds and other eligible instruments.

Local rules

National tax and implementation rules remain important.

For financial providers

SIA Product Builder

Model a high-level account proposition. This strategic tool is not legal, tax or investment advice.

Step 1 of 4

Primary market

Provider model

Investment scope

Distribution

Provider & commercial partnerships

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Regulated providers can contact us about directory information, commercial partnerships or the strategic domain/platform. Paid relationships do not imply official SIA status.

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